RJ DISCIPLINE COACHING
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Program Breakdown (12 Weeks)
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Phase 1 — Awareness & Clarity (Weeks 1–3)
Build understanding.
  • Income + expense audit
  • Spending category breakdown
  • Identify leaks
  • First draft budget
  • Weekly discipline challenges
Phase 2 — Structure & Systems (Weeks 4–7)
Build stability.
  • Finalized monthly budget
  • Bill calendar setup
  • Sinking funds
  • Savings automation
  • Debt strategy
  • Weekly accountability check‑ins
Phase 3 — Discipline & Execution (Weeks 8–10)
Build consistency.
  • Weekly spending caps
  • Cash flow management
  • Tracking habits
  • Category adjustments
  • Mid‑program financial review
Phase 4 — Stability & Confidence (Weeks 11–12)
Build long‑term financial identity.
  • Future budget plan
  • Savings goals
  • Debt payoff timeline
  • Confidence coaching
  • End‑of‑program roadmap
What’s Included
  • Custom budget plan
  • Weekly coaching calls
  • Accountability system
  • Spending discipline challenges
  • Financial progress dashboard
Why It Works
Because financial stability isn’t built through restriction — it’s built through disciplined systems.
You get:
  • clarity
  • structure
  • accountability
  • confidence
This is the system that finally makes your money make sense.
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